Three-bureau credit repair · Scene 01
It's what three companies wrote down. We make them prove it.
Demo build Sample figures, not client results
Scene 02 — The file
Every late mark, every collection, every inquiry lives in a file that three companies keep on you. You never wrote it. You rarely see it. And when it's wrong, outdated, or unverifiable — you're the one who pays. In rates. In denials. In deposits.
The Fair Credit Reporting Act says every item has to be accurate, complete, and verifiable. That's the lever.
Scene 03 — The dispute
+22 more items in the same round — every one tracked in the portal.
Scene 04 — The re-import
Experian. One client. One round. Thirty days.
Sample client file for this demo. Every file is different and no specific result is guaranteed.
Scene 05 — The method
We pull all three bureaus and read every tradeline, inquiry, and personal-info entry against each other. Mismatched dates, balances, statuses, and duplicates get flagged — usually 3× what you'd find yourself.
Round one goes out under FCRA §611 to each bureau — itemized, documented, specific. Bureaus have 30 days to verify or remove. You watch every item's status update in your portal.
"Verified" isn't the end. We request the method of verification, go direct to furnishers under §623, and file with the CFPB when a bureau doesn't do its job.
Deleting is half of it. We coach utilization, positive tradelines, and timing so the next lender who pulls you sees a file that's clean and strong.
Scene 06 — The unlock
Scene 07 — The receipts
Successful 1st round
2nd round otw
Thank you bro
28 deleted negatives. That's big.
First credit repair company I've been through that was able to do this in 30 days. I been through 3 other companies that weren't able to do anything for me.
"I could see every letter, every response, every point. Nobody's ever shown me my own file like that."
"Denied for a car in March. Drove one off the lot in July."
"They told me what they'd dispute and why — before they sent a single letter. That's why I signed."
Demo content: illustrative messages and scorecards. A live build shows only real client results, shared with written permission. Results vary by file.
The terms
No upfront retainers. You're billed monthly, only after that month's work is performed — as federal law requires. Cancel anytime.
$99/mo
For a handful of items on one or two bureaus.
$149/mo
For heavy files — collections, charge-offs, repos.
$179/mo
Two files, one plan. Built for buying a home together.
No one can legally promise that. The law lets you dispute information that's inaccurate, incomplete, outdated, or that the bureau can't verify — and a large share of negative items fall into one of those buckets. That's where we focus.
Bureaus have 30 days to respond to each dispute round, so most clients see their first changes in 30–45 days. Heavier files usually take 3–6 rounds. Your portal shows each round's due date.
No. Under the Credit Repair Organizations Act we can't charge before services are performed. You're billed at the end of each month of work, and you can cancel any time.
Yes — disputing directly with the bureaus is free, and it's your right. What we bring is the audit, the documentation, the escalation playbook, and the time.
Disputes don't lower your score. We use soft-pull monitoring, so checking your progress doesn't either.
A government ID, a proof of address, and a monitoring account (we'll walk you through it). Everything is uploaded securely in your portal.
Final scene